Can an employer cut hours drop health insurance

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How many hours do you have to work to keep your benefits?

The Affordable Care Act (ACA) requires employers to offer health insurance to employees working at least 30 hours per week (or 130 hours per month) to avoid paying penalties.

Can my employer cancel my health insurance without notice in California?

Large Businesses Under ACA

Full-time employees are defined as individuals who work more than 30 hours a week. If you are enrolled in health insurance through your employer and it fits the definition of a large business, it cannot legally cancel your insurance, with or without notice.

Is working 32 hours considered full time?

There is no legally defined number of hours for full time employment, where individual employers can decide how many hours per week are to be considered full time. The hours that workers are expected to work will usually be set out in the company working hours policy and/or within individual contracts of employment.

Is 30 hours a week full time?

Definition of Full-Time Employee

For purposes of the employer shared responsibility provisions, a full-time employee is, for a calendar month, an employee employed on average at least 30 hours of service per week, or 130 hours of service per month.

Can health insurance drop you without notice?

Due to frivolous cancellations in the past, current law prohibits your health insurance provider from dropping you without notice.

Can my employer remove a benefit?

The employer couldn’t change or withdraw the benefit without the employee’s consent. Usually, though, there will be some reference to the benefit being discretionary and the employer reserving the right to amend or cancel the benefit at any time.

Which act allows employees to continue health care coverage beyond the benefit termination date?

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) allow employees to continue healthcare coverage beyond the benefit termination date.